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0012C-90001
HP 0012C-90001 Manuals
Manuals and User Guides for HP 0012C-90001. We have
1
HP 0012C-90001 manual available for free PDF download: User Manual
HP 0012C-90001 User Manual (213 pages)
12c financial calculator
Brand:
HP
| Category:
Calculator
| Size: 1.87 MB
Table of Contents
About this Handbook
3
Financial Calculations in the United Kingdom
4
For more Solutions to Financial Problems
4
Table of Contents
5
Contents
9
Problem Solving
15
Getting Started
16
Power on and off
16
Low-Power Indication
16
The Keyboard
16
Keying in Numbers
17
Digit Separators
17
Negative Numbers
17
Keying in Large Numbers
18
The CLEAR Keys
18
Simple Arithmetic Calculations
19
Chain Calculations
20
Storage Registers
23
Storing and Recalling Numbers
23
Clearing Storage Registers
24
Storage Register Arithmetic
24
Percentage and Calendar Functions
26
Percentage Functions
26
Percentages
26
Net Amount
27
Percent Difference
27
Percent of Total
28
Calendar Functions
29
Date Format
29
Future or Past Dates
30
Number of Days between Dates
31
Basic Financial Functions Basic Financ Ial Functions Ial Functions
32
The Financial Registers
32
Storing Numbers into the Financial Registers
32
Displaying Numbers in the Financial Registers
32
Clearing the Financial Registers
33
Simple Interest Calculations
33
Financial Calculations and the Cash Flow Diagram
34
The Cash Flow Sign Convention
36
The Payment Mode
37
Generalized Cash Flow Diagrams
37
Compound Interest Calculations
39
Specifying the Number of Compounding Periods and the Periodic Interest Rate
39
Calculating the Number of Payments or Compounding Periods
39
Calculating the Periodic and Annual Interest Rates
43
Calculating the Present Value
44
Calculating the Payment Amount
46
Calculating the Future Value
48
Odd-Period Calculations
50
Amortization
54
Additional Financial Functions
57
Discounted Cash Flow Analysis: NPV and IRR
57
Calculating Net Present Value (NPV)
58
Calculating Internal Rate of Return (IRR)
63
Reviewing Cash Flow Entries
64
Changing Cash Flow Entries
65
Bond Calculations
66
Bond Price
67
Bond Yield
67
Depreciation Calculations
68
Additional Operating Features
70
Continuous Memory
70
The Display
70
Status Indicators
70
Number Display Formats
71
Scientific Notation Display Format
72
Special Displays
73
The Key
74
Arithmetic Calculations with Constants
75
Recovering from Errors in Digit Entry
75
Statistics Functions
76
Accumulating Statistics
76
Correcting Accumulated Statistics
77
Mean
77
Standard Deviation
79
Linear Estimation
80
Weighted Mean
81
Mathematics and Number
83
Alteration Functions
83
One-Number Functions
83
The Power Function
85
Programming Programming
87
Programming Basics
88
Why Use Programs
88
Creating a Program
88
Running a Program
89
Program Memory
90
Identifying Instructions in Program Lines
91
Displaying Program Lines
92
The 00 Instruction and Program Line 00
93
Expanding Program Memory
94
Setting the Calculator to a Particular Program Line
95
Executing a Program One Line at a Time
96
Interrupting Program Execution
97
Pausing During Program Execution
97
Stopping Program Execution
101
Branching and Looping Branching and Looping
103
Simple Branching
103
Looping
104
Conditional Branching
107
Program Editing
113
Changing the Instruction in a Program Line
113
Adding Instructions at the End of a Program
114
Adding Instructions Within a Program
115
Adding Instructions by Replacement
115
Adding Instructions by Branching
116
Multiple Programs
120
Storing Another Program
120
Running Another Program
122
Solutions
123
Real Estate and Lending Real Estate and Lending
124
Annual Percentage Rate Calculations with Fees
124
Price of a Mortgage Traded at a Discount or Premium
126
Yield of a Mortgage Traded at a Discount or Premium
128
The Rent or Buy Decision
130
Deferred Annuities
134
Investment Analysis Investment Analysis
136
Partial-Year Depreciation
136
Straight-Line Depreciation
136
Declining-Balance Depreciation
139
Sum-Of-The-Years-Digits Depreciation
141
Full- and Partial-Year Depreciation with Crossover
144
Excess Depreciation
148
Modified Internal Rate of Return
148
Leasing Leasing
151
Advance Payments
151
Solving for Payment
151
Solving for Yield
154
Advance Payments with Residual
156
Solving for Payment
156
Solving for Yield
158
Savings Savings
160
Nominal Rate Converted to Effective Rate
160
Effective Rate Converted to Nominal Rate
161
Nominal Rate Converted to Continuous Effective Rate
162
Bonds Bonds
163
30/360 Day Basis Bonds
163
Annual Coupon Bonds
166
Appendixes
169
The Automatic Memory Stack
170
Getting Numbers into the Stack: the Key
171
Appendix A: the Automatic Memory Stack Appendix A: the Automatic Memory Stack
172
Termination of Digit Entry
172
Stack Lift
172
Rearranging Numbers in the Stack
172
The Key
172
One-Number Functions and the Stack
173
Two-Number Functions and the Stack
173
Mathematics Functions
173
Percentage Functions
174
Calendar and Financial Functions
175
The LAST X Register and the Key
176
Chain Calculations
176
Arithmetic Calculations with Constants
177
More about L
179
Error Conditions
181
Error 0: Mathematics
181
Error 1: Storage Register Overflow
182
Error 2: Statistics
182
Error 3: IRR
182
Error 4: Memory
182
Error 5: Compound Interest
183
Error 6: Storage Registers
183
Error 7: IRR
184
Error 8: Calendar
184
Error 9: Service
184
Pr Error
184
Formulas Used
185
Simple Interest
185
Compound Interest
186
Amortization
186
Discounted Cash Flow Analysis
187
Net Present Value
187
Internal Rate of Return
187
Calendar
187
Actual Day Basis
187
30/360 Day Basis
187
Bonds
188
Depreciation
189
Straight-Line Depreciation
189
Sum-Of-The-Years-Digits Depreciation
189
Declining-Balance Depreciation
190
Modified Internal Rate of Return
190
Advance Payments
190
Interest Rate Conversions
191
Finite Compounding
191
Continuous Compounding
191
Statistics
191
Mean
191
Weighted Mean
191
Linear Estimation
191
Standard Deviation
192
Factorial
192
The Rent or Buy Decision
192
Batteries, Warranty, and Customer Care
193
Batteries
193
Low-Power Indication
193
Installing New Batteries
193
Verifying Proper Operation (Self-Tests)
194
Perchlorate Material - Special Handling May Apply
195
HP Limited Hardware Warranty and Customer Care
196
Customer Care
197
Regulatory Information
200
Disposal of Waste Equipment by Users in Private Household in the European Union
202
United Kingdom Calculations
203
Mortgages
203
Annual Percentage Rate (APR) Calculations
204
Bond Calculations
204
Function Key Index Function Key Index
205
Programming Key Index
208
Subject Index
210
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